5/10/2022. All appointments MUST be scheduled by clicking on the hyperlink below, completing and submitting the form. Day and Time of Sale: Auction sales will be held weekly on Fridays, commencing promptly Minimize your investment risk. Sharestates Investment vs BC Affordable Housing & Construction. The actual numbers vary from quarter to quarter and year to year, but there are always plenty of foreclosed properties available on the market, especially in a city like New York that houses over 8 million residents. ~ May 18th at 9:30 am. (845) 373-4300 2471.89 mile. It makes the ownership conditional, based on the homeowner's ability to make their payments on time. Buy. If you're buying your home at an in-person or online auction, you're probably going to be unable to get inside. Section 55, block: 352, Lots: 505 and 506. ~ April 20th at 10:00 a.m. EFCA 2022-0078. By decision . If you would prefer to request a foreclosure list by mail, please be sure to include a check or money order payable to the "Westchester County Clerk" in the amount of $20.00 per weekly list as credit cards and cash are not accepted via mail. Bank of America vs Rodney Kuenzli. And if youre living in New York, you may also want to check out foreclosure sales in neighboring states, especially considering that you may have better luck. Register today to find other auction properties in New York. Skip to main content. Scoping out the neighborhood, hiring an inspector, and getting a loan from HUD are just some of the foreclosure buying tips. ~ April 26th at 9:30 a.m. EFCA 2019-1804. ~ May 9th at 10:00 a.m.EFCA 2020-0360. US Bank National vs Gumaer. If its even more, then some of those offers may be in cash, which may also require you to pay more to compete since banks love receiving payments entirely in cash. U.S. Bank vs Deborah Bernardo. $49,440 assessed value. <> If its over two you may have to raise your offer. Fifth Third Bank vs Michael L. Petchenik. Wilmington Savings vs Pete McGuire. Call 311 - ask for Foreclosure Prevention Resources. 1 0 obj Judicial foreclosure only applies to real property like a traditional 1 to 3 family home or a condominium in New York. We work with a number of partners who help us deliver the best resources for making your home purchase, services, and financial decisions, whether youre shopping for home services, home improvement products, or searching for affordable insurance coverage. The bank's only interest is selling the home and, as a result, emotion is not factoring into their negotiations. The mortgage lender, therefore, has a right to collect on their money through legal means, which can translate into confiscating the property from the homeowner and forcing a sale, which is a foreclosure. Appointments (Hereinafter referred to as "NCPA") must be made 24 hours prior to the start of the auction. A ruling by Justice Jennifer Schecter in the First Department of the Appellate Division of the New York Supreme Court last month has made it more difficult for borrowers and their counsel to claim hardship and economic uncertainty caused by the pandemic as a reason to enjoin, or avoid, a UCC Article 9 foreclosure auction. But, at least youve saved yourself a whole lotta cash, heartache, and stress. The actual numbers vary from quarter to quarter and year to year, but there are always plenty of . . See the Wondering where you can get help?" Unified Court System COVID-19 Safety and Operational Protocols. 196-47 69 Avenue 2nd floor, Fresh Meadows, NY 11365 LISTING BY: AG PRIME REALTY $214,900 1 bd 1 ba 650 sqft - Foreclosure 479 days on Zillow 3703 255th Street, Little Neck, NY 11363 LISTING BY: SUNCITY PROP INC $1,068,000 3 bds 2 ba 1,073 sqft - Foreclosure 5 days on Zillow 151-31 88th Street UNIT 6H, Howard Beach, NY 11414 Bid on Auction Property 21606 115th Ter, Cambria Heights, NY, 11411, USA for free! Morgan Stanly et al vs Joanne Burnett. Once you submit a signed Hardship Declaration, all foreclosure proceeding against you are stayed, or paused, until January 15, 2022. Settlement Conferences for the Residential Mortgage Foreclosure Part are held virtually per the Notices sent out via Microsoft Teams, if the case is e-filed, or by regular mail. Before entering the foreclosure . ~ March 6th at 10:00 a.m. EFCA 2019-1784. The Act provides relief to mortgage borrowers who are experiencing a hardship due to the impact of COVID-19 and are in or at risk of a foreclosure proceeding. Prior to scheduling publication, the plaintiff and referee shall contact the Auction Part clerk at SFC-Foreclosures@nycourts.gov to place the auction on the auction calendar. GHS Federal Credit union vs Geisenhof et al. New York Legal Assistance Group In Connecticut, one out of every 1,737 homes gets foreclosed and New Jersey has the highest rate in the country with one out of every 980 homes! New York State Unified Court System 12th JD - Civil Supreme, Bronx Foreclosure Latest Updates Foreclosure Auction Plan Feb. 2023 AO: Foreclosure Sales Feb. 2023 Residential Mortgage Foreclosure Actions; Settlement Conference Emergency Rental Assistance Program (ERAP) Chief Administrative Judge Marks' 2021 Report on the Status of Foreclosures Search 27 Foreclosure Listings in Queens County NY, with data on unpaid balances and auction dates. ~ April 25th at 12:00 p.m. EFCA 2016-1789. ~ April 26th at 10:30 a.m. EFCA 2019-0906. As foreclosure increases in Westchester County follow national trends, County ClerkTimothy C. Idoni urges Westchester residents who may be at risk of having their properties foreclosed, to seek counseling from a reputable counseling agency. If you are experiencing a COVID-19 related hardship and are having a hard time paying your mortgage, you should contact your bank or mortgage servicer as soon as possible to find out if you qualify for a mortgage forbearance under section 9-x of the Banking Law. Thursday, August 20, 2020. Even after you submit a Hardship Declaration, you should contact your servicer to discuss ways to modify your payments to make them more affordable. ~ April 19th at 1:00 p.m. EFCA 2021-1589. Will I get the Hardship Declaration in my language? This consent applies even if you are on a do not call list and is not a condition of any purchase. Occasionally, our content may be reviewed by our partners singularly for the purpose of fact-checking, compliance, or avoidance of misleading information. The Hardship Declaration form only requires that the homeowner fill in their name, property address, and, if known, the case index number and county and court info. Search for your next home based on a credit score, price, neighborhood & more. Become an expert on foreclosed homes and buy property for a lot less. Part 5/Master Foreclosure Judge First National Bank of Groton vs Commissioner of Social Service of Tompkins County. Sure, it may have a dead lawn, chipped paid, and require some minor repairs, but, for the most part, it's small potatoes. If, after the status conference, you wish for the stay to be extended until January 15, 2022, you may do so by submitting a Hardship Declaration. Find out what a foreclosure is and how it can help you get a great deal. Keybank National Association vs Linda Muntean et al. Because of a 2017 federal law, the borrower gets 120 days to make their payments after they've received notice of foreclosure proceedings. But first, you need to know what you're actually doing. The Office of the Westchester County Clerk provides weekly foreclosure lists which contain data from recently commenced actions including mortgagor, mortgagee, property location and a reference to the pending court action. Defendant: Date added: 4/27/2022 Lien: n/a Judgment: 3/12/2020 Index no. All data contained on this page has been validated to the best of our ability. The list of REO properties displayed above does not include co-operative properties and may not be exhaustive for the selected region. ~ April 12th at 11:00 a.m. EFCA 2022-0042. Get Connected to a Local Real Estate Agent Now. This Foreclosure Sale Single Family Home property is located at 6 Pershing Ave, Valley Stream, NY 11581, on unknown sqft. ~ March 14th at 10:00 a.m. EFCA 2018-2942. COUNTY OF NASSAUOFFICE OF THE PUBLIC ADMINISTRATOR(516) 571-5911, Due to Covid-19 and a Court order of the Nassau County Surrogate Court, the Public Administrator of Nassau County Real Estate Auctions are conducted on behalf of the Public Administrator of Nassau County by David R. Maltz & Co., Inc., located at 39 Windsor Place, Central Islip, NY 11722; telephone 516-349-7022. This opinion is uncorrected and will not be published in the printed Official Reports. Queens Supreme Court Civil Term Notice regarding Foreclosure Auctions 9-30-2020 . The Westchester County Clerk is the Clerk for the Supreme Court where foreclosure actions are heard. ~ March 15th at 10:00 a.m. EFCA 2021-5032. in White Plains between the hours of 8:30 a.m. and 4:30 p.m., Monday through Friday, excluding legal . Supervision by DFS may entail chartering, licensing, registration requirements, examination, and more. ~ March 24th at 11:00 a.m. EFCA 2021-0668. Quicken Loans vs Vanwinkle heirs. At the North Side Steps of the Nassau County Supreme Court at 100 Supreme Court Drive, Mineola, NY 11501 . Nassau County Real Estate Facts and Amenities. Nassau County had 13% fewer foreclosure filings between 2017 and 2018. Decided on April 5, 2018 Auction date. Place the right bid. On the North Side Steps of the Nassau County Supreme Court, Located at 100 Supreme Court Drive, Mineola, NY 11501. See Memorandum September 9, 2021, Information for Homeowners for a Settlement Conference. Judge Lawrence K. Marks, Chief Administrative Judge of the Courts. Auction.com is appointed by the foreclosure . 1st Floor of CCP Room 100 Supreme Court Drive , Mineola, NY 11501. You may not be able to see the conditions of the home, but you'll be able to make a much more informed decision. Updates from Thursday, October 29 . Pre-foreclosures are available within 24 hours of filing and provide investors and brokers with clear and detailed data on the distressed property Launch Free Foreclosure Trial FORECLOSURE , Middletown, 10940 Middletown 1,170 SF, 1.5 story building zoned R-1. Please see Amended New Auction Rules for the 9 th Judicial District . Reverse Mortgage Funding vs Ruth & Donald Bliss. 4BEDS1.5BATHS1,500SQUARE FEETSingle-FamilyPROPERTY TYPE. ~ April 25th at 9:00 a.m. EFCA 2017-2140. in White Plains between the hours of 8:30 a.m. and 4:30 p.m., Monday through Friday, excluding legal holidays to look up legal records, judgments, liens, lis pendens, and other business records. Mortgage Foreclosure Part Mortgage Auction Part. NY 11554; FORECLOSURE SALE LOCATION: AT THE NASSAU COUNTY SUPREME COURT, NORTH SIDE STEPS, 100 SUPREME COURT DRIVE, MINEOLA, NY 11501. Published by New York State Law Reporting Bureau pursuant to Judiciary Law 431. Founded in 1998. Wilmington Savings vs Jennifer Kuhl. Foreclosure Conference Part In a foreclosure the holder of your mortgage asks a court to let them sell your house at auction in order to pay off your debt. Increase in necessary out-of-pocket expenses related to performing essential work or related to health impacts during the COVID-19 pandemic. 1 Court Street , Riverhead, NY 11901 . Free 3-day trial. (THE LISTED PROPERTIES ARE ESTATE SALES, NOT FORECLOSURES. In Nelson, the Court rejected the takings claim on the basis t hat New York's tax foreclo- I dont read or write English. $264,550 assessed value. Launch Foreclosures Trial Building Class 193 upcoming available foreclosure auctions currently listed 1 2 3 4 . . The Act requires the Hardship Declaration to be made available in the mortgage borrowers primary language. Justice/Referee. 3 0 obj Rocket Mortgage vs Johns. Full Foreclosures access. The Westchester County Clerk is the Clerk for the Supreme Court where foreclosure actions are heard. The average price of a foreclosed property in Nassau County was recorded as $425,000 in 2018. Once all notices have been given, the sale is usually held in the lobby of the Courthouse of the Supreme Court in the County in which the foreclosed property is located. Working with an experienced real estate agent and an attorney can be critical to closing on a good deal. of New York, rejected Tyler's taking claim on the basis that Minnesota's statutory property tax foreclosure scheme does not provide the property owner a right to the surplus proceeds after the foreclosure sale. Surplus Money Order There are, however, two factors for you to take advantage of. Almond, NY 14804. ~ April 26th at 11:00 a.m.EFCA 2019-0191. Draper Days 2021 Vendors, ~ May 12th at 11:00 a.m. EFCA 2017-0283. A sale of real property made in pursuance of a judgment affecting the title to, or the possession, enjoyment or use of, real property, shall be at public auction to the highest bidder. ~ March 15th at 9:30 a.m. EFCA 2019-1334. If you're lucky, the type of property that youre looking at has simply been uninhabited. Affluent neighborhoods in great school districts have foreclosed homes too! Whether the lender was granted default judgment, summary judgment, or prevailed on the merits at trial, after referral to a referee for a report and recommendation, the lender will generally move the . NY Judiciary Law Sections 140, 140-a. Real Estate Auctions. Also, before you buy your home, see how long it was vacant. If the Office of Court Administration does not make the form available in that language, the foreclosing party is responsible for providing a suitable translation. Distribution of Surplus Monies Order NY Election Law, Sections 6-124, 6-126. For a copy of the Auction Rules, please see: Foreclosure Auction Part Rules Foreclosure auctions take place on Fridays at 10:00 a.m., 11:00 a.m. and 12:00 p.m. on the Courthouse steps of the Queens Supreme Court located at 88-11 Sutphin Boulevard, Jamaica, New York. endobj 25-10 Court Square The calendar of the properties scheduled for auction can be viewed at eCourts . Prior to initiating new foreclosure actions, the foreclosing party (mortgage lender, servicer etc.) Do more online. Backdrop Panels Rental, Discover homes that are in a state of auction in Brooklyn, NY and find the property auction time and auction date when it is scheduled to occur. If you already submitted a Hardship Declaration, the moratorium will automatically extend to January 15, 2022. Although New York has one of the longest foreclosure processes in the nation, averaging 15 months, 1 a motion for judgment of foreclosure and sale generally marks the tail end of the process. Should I file a Hardship Declaration? Sure, you can see the outside, look through the windows, and maybe even talk to a neighbor, but that's just not the same as looking around inside or having an inspection. Referred to as a "temporary receiver" in the statute,1 such a fiduciary is commonly referred to simply as a "receiver." A foreclosure action is a many-faceted proceeding that can involve real property law, complex financing, both Continued You've seemingly got everything good to go and then you run into the biggest hurdle of them all: banks are not likely to lend you money if it's for a home in poor condition. Childcare responsibilities or responsibilities to care for an elderly, disabled, or sick family member during the COVID-19 pandemic have negatively affected the borrowers ability or the ability of someone in the household to obtain meaningful employment or earn income or increased necessary out-of-pocket expenses. Find Bank Foreclosures and premium information on Zillow for FREE! I submitted a Hardship Declaration, what happens after January 15, 2022? Quicken Loans vs Miller. If a homeowner already has a foreclosure action filed against them, they can return the form to either the servicer of their loan or to the court. Pre-foreclosures are available within 24 hours of filing and provide investors and brokers with clear and detailed data on the distressed property Launch Free Foreclosure Trial FORECLOSURE , Jamaica, 11434 Jamaica 946 SF, 1 story building zoned R3-2. Do not solely rely on this information to support investment decisions. Become an expert on foreclosed homes and buy property for a lot less. In contrast, Section 9-x of Banking Law, signed into law in June 2020, requires that New York state-chartered banks and state-regulated mortgage servicers grant 180 days of mortgage payment pause called a forbearance (plus an additional 180 day extension, if borrower continues to experience a COVID-19 related hardship) to mortgage borrowers for any mortgage secured by the mortgage borrowers primary residence located in New York if such borrower is experiencing a financial hardship as a result of COVID-19. If a homeowner defaults on their mortgage, which means that they cant make their pre-agreed upon payments, a foreclosure sale is the route the bank commonly takes. Courthouse Steps of the Queens Supreme Court Located at 88-11 Sutphin Boulevard, Jamaica, New York, County of Queens Date added: 4/13/2022 Plaintiff: Aj Partners Lending LLC . Wilmington Trust vs Bower. Quicken Loans vs Jeffers. . Details: Search our police auction listings and get a good deal. The bank is literally losing money every day that the home isnt sold! Citizens & Northern Bank vs Velma J. Gilmartin. All contents and sealed bid auctions are conducted and overseen by the Public Administrator of Nassau County. At common law, however, a borrower's right to redeem the home lasted until the home was officially sold at public auction, meaning that . . We provide nationwide foreclosure listings of pre foreclosures, foreclosed homes , short sales, bank owned homes and sheriff sales. Current Location. How about tens of thousands of dollars worth of damage as a result of negligence or of intentional destruction. 450 West 31st Street, New York, NY 10001 Phone: 212-260-1332 We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Repay the amount of the forbearance in an interest free balloon payment at the end of the loan. A New York appeals court reversed a Brooklyn judge's 2011 decision throwing out a foreclosure and ordering $15,000 in sanctions against lender HSBC, saying the judge had abused his discretion by . Foreclosures in New York City, NY . This FAQ only addresses questions relating to the mortgage foreclosure moratorium. Bank of New York Mellon Trust vs Margaret E. Tammetta. Most of the 100,000 pending foreclosures in New York State will eventually end up at an auction. AUGUST 18, 2022; 11:05 A.M.: THE BANK OF NEW YORK MELLON FKA THE . If the foreclosure auctions end without the home being sold, then the home becomes a "real-estate-owned" (REO) property. On the North Side Steps of the Nassau County Supreme Court, 100 Supreme Court Drive, Mineola, NY, Nassau Supreme Court, on the North Side Steps, 100 Supreme Court Drive, Mineola, NY 11501. of court holidays) on the north side steps of the Nassau County Supreme Court, 100 Supreme Court Drive, Mineola, NY 11501. Built in 1945. Contact Information. In a foreclosure the holder of your mortgage asks a court to let them sell your house at auction in order to pay off your debt. ~ March 30th at 11:30 a.m. EFCA 2018-60135. 212-946-0349, Brooklyn Housing & Family Services, Inc. US Bank National vs Dawn M. Thomson. They do not include the sale of co- Judicial foreclosures are ones decided on the court and are much more common in New York than non-judicial ones. For additional auction information, please visit their website at:www.maltzauctions.com. The court that makes that decision is the Supreme Court of whatever county the property is located in. The New York Supreme Court has affirmed the NY Tax Appeals. Order to Appoint Receiver Playmobil Train Track, All contents on the premise of an estate property are sold in As Is condition at time of Sealed Bid Contents Auction. On the North Side Front Steps of the Nassau County Supreme Court, 100 Supreme Court Drive, Mineola, NY. What should I do if I already have a pending foreclosure action? Foreclosure Department Overview 360 Adams Street Brooklyn, NY 11201 347-401-9169 EMAIL: 360ASupremeCivilForeclosure@nycourts.gov Foreclosure Pre-Settlement (FPS) Foreclosure Settlement Conference Part A (FSC-A) Forclosure Screening Settlement Part (FSSP) Room 361, Phone: 347-401-9124 Sample Forms Order of Reference Judgment of Foreclosure and Sale endobj Auction.com is appointed by the foreclosure attorney to conduct . ~ March 15th at 1:00 p.m. EFCA 2019-1199. Built in 1950. HSBC Bank USA, National Association, Et. Suffolk - Riverhead - Supreme Court. Our editorial content and its opinions, reviews, and recommendations belong solely to each writer and not attributed to any expressed or promoted direction from our partners. A judicial foreclosure is when the court has the final say as to whether or not the foreclosure sale will proceed. ~ March 23rd at 11:30 a.m. EFCA 2016-0310. If a mortgage borrower receives the Hardship Declaration as part of a pre-foreclosure notice, the homeowner should return the form to the mailing or email address provided by the servicer of their loan. ~ March 15th at 11:30 a.m. EFCA 2019-5376. Victoria Capital vs 159 Conklin. Requirements for a Foreclosure Complaint and Summons in New York orders to show cause bankruptcy as a solution to foreclosure mortgage modifications, negotiations & settlements Motions to Reargue, Renew, Vacate and/or Dismiss as Part of Foreclosure Defense Appeals in Foreclosure Litigation Foreclosure Process Debt Negotiations & Settlements EFCA 2021-0356. ~ March 15th at 10:30 a.m. EFCA 2019-5169. Pennymac vs Faust. Office is open for essential recordings and filings . 88-11 Sutphin Boulevard Effective September 2, 2021, the moratorium was extended to January 15, 2022. US Bank National Association vs Kevaney Reilly. 2. Specialized loan servicing vs estate of Murphy. The form lists the following as qualifying economic hardships, but the homeowner is not asked or required to specify which ones apply to their circumstances: No. If a judgement of foreclosure and sale has already been issued against you, the court is required to automatically stay, or pause, the execution of such judgement until a status conference can be held with the parties, which means the house cannot be sold at auction. U.S. Banks vs. Mosher. The public can visit the Legal Division located at 110 Dr. Martin Luther King Jr. Blvd. Please do not contact the Nassau County Public Administrator to schedule an appointment. Carrington Mortgage Services vs Miles. By proceeding, you consent to receive calls, texts, and voicemails at the number you provided (may be recorded and may be autodialed and use prerecorded and artificial voices), and email from Propertynest, Opcity, realtor.com, and their network of service providers about your inquiry and other home-related matters. New York State Unified Court System 1st JD - Supreme Court, Civil Branch, NY County Foreclosure Auction Sales Auction List In a foreclosure action, the judgment of foreclosure directs that the mortgaged premises be sold at auction to pay the sum due to the foreclosing plaintiff. Falcone is appealing a New York Supreme Court judge's dismissal of his lawyers' request to stop Melody Capital's UCC foreclosure auction of an equity stake in a 24-foot wide townhouse at 22 . Alta Reo LLC vs Christopher Zwierzynski. What is the difference between the relief provided under the Emergency Eviction and Foreclosure Act and Section 9-x of the Banking Law? During a moratorium evictions and foreclosures may not proceed. The only authoritative source for the information on this page are the government agencies from which the data was acquired. A property is labeled as an REO if it went through a foreclosure auction and the current owner of the property But knowing where to find your potential house is just the smallest bit of info because there are seven foreclosure sales tips that you need to know. While our partnerships may affect where products may be placed within our content and our site, our goal is still to provide you with the best information and tools you require to make the best decision. ~ May 3rd at 10:00 a.m. EFCA 2019-1096. AL. Due to Covid-19 and a Court order of the Nassau County Surrogate Court, the Public Administrator of Nassau County Vehicle/Boat Auctions are conducted on behalf of the Public Administrator of Nassau County by David R. Maltz & Co., Inc/Statewide Auto Auctions., located at 39 Windsor Place, Central Islip, NY 11722; telephone 516-349-7022. Significant loss of household income during the COVID-19 pandemic. However, any lawful fees, penalties and interest for not having made mortgage payments may still be charged to you and may ultimately result in a monetary judgment against you if you fail to pay them. A recent New York Supreme Court Order (Shelbourne BRF LLC v. SR 677 BWAY LLC (Index No. (607) 276-6776 2252.75 mile. The public can visit the Legal Division located at 110 Dr. Martin Luther King Jr. Blvd. Plaintiff must confirm that the case in question has had a COVID-19 Assessment . More Less. ~ April 29th at 10:00 a.m. EFCA 2018-2408. Auction List In a foreclosure action, the judgment of foreclosure directs that the mortgaged premises be sold at auction to pay the sum due to the foreclosing plaintiff. ~ April 4th at 1:00 p.m. EFCA 2018-1229. The mortgage holder is often the bank that you borrowed the money from to buy the house, but it could be another bank or company that has taken over the mortgage. M&T Bank vs Andrew Gorfain. Wells Fargo vs Timmy B. Hoover. Research and due diligence are required to ensure that you're getting a good deal on a foreclosed property. View our list of updated foreclosures in New York State including dates & addresses. Click on a property for additional details. No attempt has been made to validate it. OREI VI Invests., LLC, 3 the Supreme Court, New York County enjoined a UCC foreclosure sale from moving forward because the terms of the proposed sale were commercially unreasonable. Find and bid on Residential Real Estate in Bronx County, NY. For more information on settlement conferences, please refer to the Rules of the Foreclosure Settlement Conference Part. Lance Evans Part 5/Master Foreclosure Judge Foreclosure Master Status Calendar (FMSC) Status Conference Part F (SCF) 25-10 Court Square Long Island City, NY 11101 Courtroom 45. More homes than you expect end up in foreclosure. Find out how a real estate attorney can help you purchase a foreclosed property by reading, Why You Need a Real Estate Attorney for an NYC Purchase. <>/ExtGState<>/ProcSet[/PDF/Text/ImageB/ImageC/ImageI] >>/MediaBox[ 0 0 612 792] /Contents 4 0 R/Group<>/Tabs/S/StructParents 0>> ~ June 6th at 11:00 a.m. EFCA 2019-2771. Community Bank vs Tregazze. A lis pendens is a recorded document that provides public notice that the property is being foreclosed upon. EFCA2020002334. The money will still come from a traditional lender, but HUD will guarantee that the loan will be repaid, which provides enough encouragement for the bank to provide that loan. Wilmingston Savings vs Conti. Residents who meet low income guidelines may qualify for free legal services and should visit LawHelp for more details. A foreclosure is when a homeowner defaults on their mortgage and the bank forces an auction or sale to make back some of its losses. None. Mohawk Blackberry Brandy, 2021.
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nys supreme court foreclosure auctions